Workers' Compensation
Workers’ compensation is designed to provide financial and medical benefits to employees who are injured or become ill while performing their job duties. Start QuoteContact UsWhy Choose Us for Commercial Auto?
Choosing a workers’ compensation provider for your business is never an easy decision. It ultimately comes down to more than just the overall cost. Is this a “fit”? Is one of the questions you’ll have to answer. Our team has over twenty years of experience finding solutions for businesses as small as one employee to 150 plus employees. We’re able to help start ups, those with past claims, and even those who have had lapses in coverage.
We can take on high risk clients in roofing, those who work on the water, and of businesses in retail and food.
Likely Required
Most businesses in Florida are required to have workers’ compensation if you have four or more employees. Construction is always required to have coverage. A lot of businesses with fewer than four employees need coverage because their clients may request that the have workers’ comp insurance.
Types of Benefits
- Medical,
- lost wages,
- permanent disability,
- and vocational rehabilitation are the benefits typically available to an injured employee.
Return to work
It’s important that employees work when they are medically able to do so. Lots of carriers encourage businesses to have a return to work program that allows employees to perform modified jobs.
Filing a Claim
Hurt employees to to quickly let their employers know of work related injuries. The employer then lets the carrier know about the injury, and the carrier will authorize treatment from an approved provider.
Legit Claims
Carriers do evaluate the legitimacy of a claim in order to combat fraud.
Local Agents. Real Answers.
When you have an accident, the last thing you need is to navigate an automated phone system or wait on hold with an out-of-state call center. Atlantic Insurance Consultants is based right here in Florida, and when you call, you reach someone who knows your policy and your business. We shop your coverage across multiple national carriers to find the best fit — then stick around to make sure it stays that way.
Questions?
Give us a call to speak to a real person today!